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12/05/2026
98

The Latest 2026 Standard Excel Payroll Template for Personal Income Tax Calculation

Managing payroll and calculating personal income tax (PIT) using Excel remains a popular choice for many businesses due to its flexibility and ease of implementation. In this article, 1Office will provide the latest standard 2026 Excel payroll template for PIT calculation, along with important notes, to help accounting & HR teams manage PIT data accurately and efficiently. What is an Excel Payroll Sheet? An Excel payroll sheet is a tool used by many businesses to manage and calculate employee salaries on the Microsoft Excel platform. It is a file that consolidates all salary-related data for each pay period, helping HR and accounting departments easily track, reconcile, and calculate employee income. Typically, an Excel payroll template will include the following contents: Employee information: full name, employee ID, position, department Basic salary, allowances, bonuses, commissions, or other income Deductions such as compulsory insurance, PIT, advances, or violation penalties Net salary received after all additions and deductions are completed [caption id="attachment_61301" align="alignnone" width="900"] What is an Excel Payroll Sheet?[/caption] What is PIT? Why should it be calculated in the payroll sheet? PIT (Personal Income Tax) is a mandatory collection that individuals with income from wages and salaries must pay to the State Budget, according to the provisions of the Law on Personal Income Tax. The purpose of this tax is to: Ensure citizens' financial obligations to the State Contribute to income regulation, narrowing the gap between rich and poor Create resources for the budget to develop public services Why should PIT be calculated directly in the payroll sheet? To determine the employee's net salary after tax deductions. To help accountants fulfill their obligations to declare and pay taxes to the tax authorities. To ensure transparency and clarity between the business and the employee. To avoid errors during year-end tax finalization. [caption id="attachment_61242" align="aligncenter"

12/05/2026
145

Everything About Automation Software for Businesses

With the impact of digital transformation, the trend of applying automation technology is becoming more prevalent, and automated production lines are widely used in manufacturing. Human intervention in work has been significantly reduced. To achieve this, technology experts have worked diligently to find software solutions for automating business processes, and this article will help you better understand these solutions. General Introduction to Automation Technology What is Automation Technology? Automation Technology is the application of advanced control devices and software to standardize processes, replacing repetitive manual tasks. In the digital era, this concept has expanded to the office environment with workflow automation tools that help connect and operate workflows smoothly without constant human intervention. In practice, these solutions are being applied across various industries such as manufacturing, transportation, healthcare, defense, and especially in smart business administration. Benefits of Automation Technology To give you a deeper insight into why modern businesses are racing to digitize, here are the core values that this technology brings: Increase productivity & operational flexibility: An automated workflow (automation workflow) helps the production line operate continuously, stably, quickly, and easily adapt to changes. Reduce costs & optimize resources: Automation helps streamline personnel, reduce hidden costs, optimize resources, and increase ROI. Enhance product quality: AI automation tools ensure consistency, increase accuracy, and maintain stable quality. Improve employee capabilities: Encourages employees to master AI-powered process automation tools, shifting from manual labor to technology management. Ensure workplace safety: Machines replace humans in hazardous environments, minimizing the risk of accidents. Increase competitive advantage: Creates high-quality products at optimal costs, helping businesses attract customers and establish their position in the market. See more: Notes on Business Automation – How to optimize processes operational What is Automation? Practical Applications & Latest Trends for Leaders Applying Control and Automation Technology for Businesses Components of Industrial

11/05/2026
139

The Most Effective Way to Survive the Risks in Stock Investing

Stock investment is always considered an attractive channel for generating profits, but alongside growth opportunities are potential risks that any investor can face. From market fluctuations and misinformation to a company's internal factors, all can lead to losses without an effective prevention strategy. This article will provide a detailed analysis of the various risks in stock investment, complete with real-world examples and handling methods to help investors minimize losses, thereby building a safer and more sustainable portfolio. 1. What to do when you lose money on stocks due to market fluctuations? Market fluctuation is an unavoidable factor in stock investment. These fluctuations can stem from macroeconomic news, interest rates, wars, pandemics, or changes in government policy. When stock prices drop sharply, many investors tend to panic and sell off, leading to even heavier losses. To handle this effectively, the following strategies should be applied: Stay calm and assess the cause: First, analyze whether the price drop is due to short-term factors (immediate impact) or long-term ones (affecting the company's fundamentals). If it's short-term and the company still has a solid foundation, holding or buying more shares can be a reasonable choice. Diversify your portfolio: Avoid concentrating all your capital in a single stock or sector. A well-allocated portfolio helps reduce the negative impact from the fluctuations of one group of stocks. Use a Dollar-Cost Averaging (DCA) strategy: If you believe in the company's long-term prospects, you can buy more at a lower price to reduce your average cost. However, this strategy should only be applied when the company maintains good financial health. Cut losses at the right time: If your analysis shows that the company's prospects are no longer positive, set a clear stop-loss level (usually 10–15%) to protect your capital, rather than waiting for the price to recover. Monitor

11/05/2026
130

Guide to Advanced Stock Investing for High Returns

In the world of investing, once familiar with basic strategies like buy-and-hold or investing in ETFs, many investors want to go further to seek higher returns. At this point, advanced stock investment methods such as margin trading, short selling, options, arbitrage, or even algorithmic AI trading become attractive tools. However, along with the opportunity for superior profits come significant risks if the underlying mechanisms are not fully understood. In this article, we will analyze each advanced stock investment method in detail, from its pros and cons, suitable application times, to real-world case studies recorded in the market. Through this, you will gain a comprehensive perspective to decide which strategy is right for you and avoid common "pitfalls" in advanced investing. 1. Margin Trading Margin trading is a method where investors borrow money from a brokerage firm to buy stocks, using the purchased stocks and the initial margin deposit as collateral. For example, if the required margin is 50%, an investor only needs to use 50 million VND of their own capital to buy a block of shares worth 100 million VND, with the remainder borrowed from the brokerage. This increases purchasing power but also doubles the risk: if the stock price falls, the loss also accelerates. Pros: Increases stock purchasing power even with limited personal capital. Can optimize profits in a short period if the stock price rises sharply. Capitalizes on market opportunities when there are clear growth signals. Cons: High risk of loss as the loan increases financial pressure. May face a margin call (forced to deposit more funds) when the stock price drops significantly. Highly dependent on margin loan interest rates, which can erode profits. Advice: Only use margin when you have a clear strategy and strict risk management. Avoid using the full margin limit provided. Always set

10/05/2026
15097

Top easy-to-use online note-taking apps that sync well for study and work

When information, ideas, and tasks constantly appear throughout the day, taking scattered notes on paper, in messages, or across various apps makes it easy to miss important content. Online note-taking apps help centralize and store notes, sync them across multiple devices, and make them easy to find when needed. The article below compiles a list of easy-to-use online note-taking apps suitable for studying, personal work, and team collaboration. 1. 5 benefits of online note-taking apps in work management A "lifesaver" for the forgetful Have you ever had a great idea pop into your head, only to forget it in an instant? Studies have shown that the brain's ability to remember improves by up to 85% when ideas are expressed through images and words. With powerful editing features, online note-taking apps are excellent tools that help employees unleash their creativity and develop great ideas anytime, anywhere. Scientific and effective work planning Another undeniable benefit of note-taking apps is that they are powerful assistants in planning and tracking work progress. Most online note-taking applications today have features for drafting and recording work information in the form of to-do lists, schedules, or timelines, helping users easily allocate time for tasks in a reasonable and scientific manner. Additionally, the feature of tagging tasks in notes helps users easily classify and arrange work by priority, such as urgent, normal, or can be done later. An information and data repository Online note-taking software acts as a huge digital library, helping to store and retrieve any information when needed so that employees don't have to face information overload or forget important facts. Note files are classified and organized into various categories, helping to organize information scientifically and save time searching for documents. [caption id="attachment_32182" align="aligncenter" width="1024"] Benefits of online note-taking apps[/caption] Team collaboration and idea sharing Online

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10/05/2026
702

TOP 7 Best Sales Staff Management Software on the Market

Sales staff management software is a solution that helps businesses improve performance, control business operations, and evaluate work efficiency in real-time. These platforms support intuitive tracking of KPIs, sales figures, and sales processes. Join 1Office to discover the top sales management software of 2025 chosen by many businesses. 1. Top sales staff management software solutions for 2025 Today's businesses need effective sales management solutions to monitor activities, optimize productivity, and increase revenue. Below are the top sales staff management software solutions for 2025 that help businesses operate their sales teams more professionally and efficiently. 1.1. 1Office - The unified management and human resource development solution 1Office is a comprehensive business management platform developed in Vietnam, helping to digitize all organizational activities from HR, tasks, timekeeping, and payroll to CRM. In the field of sales staff management, 1Office focuses on core elements such as goal management, performance management, measurement reports, and KPI-based payroll, helping businesses operate their sales teams more effectively and transparently. 1Office is a unified platform for transparently managing goals, KPIs, and compensation Key features for the sales department: Goal and KPI Management: 1Office allows managers to assign sales targets to individuals or teams and track completion progress on an intuitive interface. This ensures employees are always aware of their goals and can adjust their work plans in a timely manner. Performance Management: The system automatically records timekeeping data, reports, and work results for each employee, making productivity assessments more transparent and accurate. Reporting and Measurement: 1Office provides multi-dimensional summary reports on revenue, KPIs, and departmental performance, helping managers quickly grasp the business situation to make appropriate decisions. KPI-based Payroll: The software automatically calculates salaries based on KPI data and work results, reducing errors and ensuring fairness and transparency for the sales team. Advantages of using 1Office for sales

10/05/2026
1580

Collection of 10+ Tet Bonus Decision Templates for 2026 [PDF File Included]

The 2026 Tet bonus decision is an important document that helps businesses recognize the contributions of their staff over the past year. In this article, 1Office will compile 10+ templates with accompanying PDF files for reference, helping businesses draft and implement bonus decisions quickly, transparently, and legally. 1. 10+ Tet Bonus Decision Templates for 2026 A Tet bonus decision is a document issued by a business to determine the bonus amount for employees based on business performance and individual work efficiency throughout the year. The bonus can be in cash, in kind, or other forms, and is publicly announced at the workplace after consulting with the employee representative organization (if any). Providing a Tet bonus is entirely voluntary, depending on the company's financial capacity and policies, and aims to motivate and recognize employee contributions. Group 1: General Tet Bonus Decisions (applicable to all employees) Below are Tet bonus decision templates applicable to all employees, helping to ensure transparency and consistency within the organization: Template 1 - New Year's Bonus Decision Template COMPANY .............. SOCIALIST REPUBLIC OF VIETNAM Independence - Freedom - Happiness ----------------- No.: .............. .............., date.... month.... year...... DECISION  (Re: New Year's Bonus for the year ………) DIRECTOR OF ………………………… COMPANY Pursuant to the Company's Charter of Organization and Operation; Pursuant to the labor situation and working tenure of officials and employees. DECIDES Article 1: The New Year's bonus for the year ……… applies to all officials and employees currently working at the Company, including employees with Labor Contracts and time-based paid Probationary Contracts. Article 2: The bonus amounts are specified as follows: Personnel with over 01 year of service: …………… VND. Personnel with over 06 months to under 01 year of service: …………… VND. Personnel with 06 months of service or less: …………… VND. Article 3: The Human

09/05/2026
797

7+ Standard Debt Confirmation Record Templates with Downloadable Files

In business operations, debt is one of the critical factors determining cash flow and a company's financial health. A Debt Confirmation Record is a crucial legal document where two parties (the debtor and the creditor) mutually agree upon and officially affirm the remaining debt balance at a specific time, resolving any disputes over the figures. This is not just an accounting procedure but also a "shield" that protects rights, facilitates effective debt recovery, reduces the risk of bad debt, and serves as solid evidence in court or during an audit. In this article, we will clearly explain what a Debt Confirmation Record is, its purpose, role, and legal validity under Vietnamese regulations, along with situations requiring its creation – helping you fully understand and apply it professionally in your financial management for 2026! I. What is a Debt Confirmation Record? A Debt Confirmation Record is an administrative document (or an agreement) created between two parties (the debtor and the creditor) to officially record and agree on the current debt balance at a specific point in time. This document typically includes: The debt amount (receivable/payable) in numbers and words. Details of the debts (invoices, contracts, date of incurrence, payment due date). Payments made and offsets (if any). Commitments from both parties regarding the accuracy of the figures and the subsequent payment plan. Simply put: It is a "debt confirmation letter" that both parties sign to affirm that "at this moment, party A owes party B exactly X amount, with no further disputes over the figures." Purpose and Role of a Debt Confirmation Record A Debt Confirmation Record is an important tool in a company's financial, accounting, and legal management, with the following main purposes and roles: Verifying the accuracy of debt figures in the accounting books The two parties reconcile the

09/05/2026
682

Sickness Benefit Application Form Templates & Detailed Guide (Updated 2026)

When facing unfortunate illness, accidents, or needing to take time off to care for a sick child, employees often worry about their income and complex administrative procedures. The sickness allowance application form and the process for receiving social insurance (SI) benefits are a crucial financial "lifeline" that every working person should understand. This article from 1Office will serve as a comprehensive guide, updated with the latest regulations from the 2024 Law on Social Insurance for our readers. 1. What is the Social Insurance Sickness Benefit? The social insurance (SI) sickness benefit is not just a financial support payment; it is one of the fundamental pillars of social security, designed to protect the income of employees when they face health issues that force them to temporarily stop working. More specifically: Beneficiaries: This benefit applies broadly to employees working under contracts (including eligible short-term contracts), cadres, civil servants, public employees, and other individuals participating in compulsory social insurance. Humanitarian purpose: This benefit was created to compensate for a portion of lost income, helping employees cover living and medical expenses during treatment for illness, non-work-related accidents, or when they need to take leave to care for a sick child under 7 years of age. Solid legal basis: All regulations regarding conditions, benefit levels, and procedures are strictly defined in the Law on Social Insurance (latest update 2024) and its implementing documents, ensuring transparency and fairness. [caption id="attachment_56248" align="aligncenter" width="763"] Understanding the SI sickness benefit correctly helps you proactively protect your legitimate rights[/caption] Sickness Allowance Application Form for the Trade Union (Used to request additional support) In addition to the "hard" payment from the SI fund, if your company has a strong grassroots Trade Union, you can absolutely receive an additional financial support amount. This is a meaningful supplementary benefit that demonstrates the care

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